Crystal Palace, view from Water Temple If you remember Bob Dylan’s song coming out, your age is probably pretty close to mine. I turn 70 this year and, in some ways more significantly, 70 1 / 2 . According to IRS rules, this means that instead of socking spare cash away in an IRA, I have to start taking money out. And I have to start taking Social Security. For the first time in 25 years, I’m going to have a regular income. To tell the truth, I’m not sure how I’m going to deal with it. I suppose I’ll have to learn to budget, instead of saving as much as possible and hoping more will come in before I run out. It’s going to be interesting! To complicate matters, I can go on stashing pre-tax money in my SIMPLE IRA and post-tax money in a Roth IRA as long as I’m writing and earning. And I am still writing, with plenty going on in the coming year. I’ve just started on the 23 rd Daisy Dalrymple mystery (I had to go to my website and count the list). Working title is The Corps...